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Bank error in my favor....

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Reb Cpl View Drop Down
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Has to say "yes" to "are you a cop?"

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    Posted: 13 November 2006 at 12:03pm

So last week I was awaiting for my paycheck to come in because I was down to $5 in my checking account. I get a $675 paycheck, take $100 cash and dump the rest into the checking account.

Saturday night I go to the ATM and lo and behold, there's over $1100 bucks in there, as opposed to the $500 odd I was expecting.

I went to the bank this morning, and the teller who was there is a friend of mine, turns out she looked up my account and made a $620 deposit for someone into my account instead of his.

So, I'm back where I belong, and to be perfectly honest with you, I never thought about NOT telling them.....even though they'd have never figured out where the money went, since from the bank standpoint it looked like a legitimate deposit on my account.

*sigh* Honesty bites, but maybe I'll get out of a few weeks in purgatory for this one.

?

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.Ryan View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote .Ryan Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 12:11pm
I probably wouldn't have said anything....

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Post Options Post Options   Thanks (0) Thanks(0)   Quote Reb Cpl Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 12:15pm

Originally posted by .Ryan .Ryan wrote:

I probably wouldn't have said anything....

I have a sneaking suspicion that that's going to be the popular sentiment around here.

I don't regret it.

?

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Post Options Post Options   Thanks (0) Thanks(0)   Quote pntbl freak Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 12:16pm
Thats awesome but I would of did the same thing.  I wouldnt want to spend the money that I actually dont have.  To me it seems like something could go wrong if I spend that money.
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Galm </\> Zero View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Galm </\> Zero Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 12:18pm
I'd have told, like you I wouldn't have even thought of keeping it. Good job reb
For after all what's man in nature? A central point in between nothing & all, infinitely far from understanding either.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote FlimFlam Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 12:37pm
I would have had to tell them too... I'd have been constantly nervous, waiting for the day they figured it out and emptied my bank account at the most inconvenient time...

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Post Options Post Options   Thanks (0) Thanks(0)   Quote brihard Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 12:49pm
Originally posted by .Ryan .Ryan wrote:

I probably wouldn't have said anything....


Reb has a sense of decency. Reb is better than you.
"Abortion is not "choice" in America. It is forced and the democrats are behind it, with the goal of eugenics at its foundation."

-FreeEnterprise, 21 April 2011.

Yup, he actually said that.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Pate Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 12:56pm
I woulda said something too. Saying something makes you better then most people.

It feels good to be a gangster
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Gatyr Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 1:31pm
I doubt I would have said anything, because I would have more than likely chalked it up to an incompetent worker pressing the wrong buttons as they entered the amount deposited. 
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Kristofer Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 2:18pm
At the end of the day you did what was right and you know it. Money is nice and all but integrity is better. Makes you a better person.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Heres To You Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 3:46pm
Originally posted by Gatyr Gatyr wrote:

I doubt I would have said anything, because I would have more than likely chalked it up to an incompetent worker pressing the wrong buttons as they entered the amount deposited. 


If I would have said anything, it wouldn't have been under any moral grounds probably.   I would just be scared I would spend it and they would notice the error and demand money back that I didn't have...

If I saw a guy drop his wallet I would give it back, and I have before, but for some reason I couldn't see myself bringing that one up.
"War is an ugly thing, but not the ugliest of things. The decayed and degraded state of moral and patriotic feeling which thinks that nothing is worth war is much worse."
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Post Options Post Options   Thanks (0) Thanks(0)   Quote NotDaveEllis Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 3:48pm
I forgot Reb is required to distance himself from the general populous in every thread.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Tae Kwon Do Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 4:05pm
I would have checked in a non-suspicious way, but only to make sure I can really spend the money.

What can I say, life is a lot more fun sans-morality.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote Boss_DJ Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 6:15pm
eh i would have said something too...it would bother me if i spent it

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Post Options Post Options   Thanks (0) Thanks(0)   Quote choopie911 Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 6:28pm
Originally posted by Galm </\> Zero Galm </\> Zero wrote:

I'd have told, like you I wouldn't have even thought of keeping it. Good job reb
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Squishey Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 7:50pm
maybe you got my money, i was suppose to get paid on friday, but the money went into someone else's accounant because of the accounting department made a mistake and used the wrong acc. number....stupid accountants.
Canadians do it on top.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Snipa69 Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 7:55pm
that happened to me once but the bank would have eventually caught their mistake, they always do. I had no idea what had even happened and I recieved a letter that stated they had withrdawn money from my account and I called to ask why and they said it was because they made a deposit into my account that wasnt supposed to go there.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote .Ryan Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 8:39pm
Originally posted by brihard brihard wrote:

Originally posted by .Ryan .Ryan wrote:

I probably wouldn't have said anything....


Reb has a sense of decency. Reb is better than you.


YOU D0N'T KN0W MEEE1!!!!111!!!1

Seriously though, I've been going through hell for the last three years on behalf of a girl who is in a really bad situation at home, and who I happen to love. I also have real problems not helping people out, even when they absolutely don't deserve it. And I saved a kitty from a tree yesterday(seriously). I'm not a bad person, I'm just going through way too much financially not to take advantage of a stroke of luck like that. It's not like the bank wouldn't have had to give that person their money, so it's not like I'd be hurting some stranger who might need the money more....The bank would just have to pay for their screw up. Not exactly kickin babies here.


ps
  You've got a booger, but I'm sure you saw that.


Edited by .Ryan - 13 November 2006 at 8:46pm

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Post Options Post Options   Thanks (0) Thanks(0)   Quote Da Hui Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 8:41pm
Originally posted by .Ryan .Ryan wrote:

I probably wouldn't have said anything....
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Ynnekdude Quote  Post ReplyReply Direct Link To This Post Posted: 13 November 2006 at 9:29pm
Originally posted by Reb Cpl Reb Cpl wrote:

So last week I was awaiting for my paycheck to come in because I was down to $5 in my checking account. I get a $675 paycheck, take $100 cash and dump the rest into the checking account.


Saturday night I go to the ATM and lo and behold, there's over $1100 bucks in there, as opposed to the $500 odd I was expecting.


I went to the bank this morning, and the teller who was there is a friend of mine, turns out she looked up my account and made a $620 deposit for someone into my account instead of his.


So, I'm back where I belong, and to be perfectly honest with you, I never thought about NOT telling them.....even though they'd have never figured out where the money went, since from the bank standpoint it looked like a legitimate deposit on my account.


*sigh* Honesty bites, but maybe I'll get out of a few weeks in purgatory for this one.



Believe me man, they would find it. I am a teller and I can assure you every single transaction is documented and carefully looked over. You could have possibly gotten away with it for a couple weeks but eventually it would be found and dealt with though you wouldn't be in any sort of trouble because it wasn't your fault.
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