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Post your.... Insurance Rates!!

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Da Hui View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Da Hui Quote  Post ReplyReply Direct Link To This Post Topic: Post your.... Insurance Rates!!
    Posted: 07 April 2008 at 6:15pm
Post your Vehicle and Monthly Payment. It should be interesting to see how everybody's vehicle rates. Also, what type of Insurance, and if you ever had any tickets/accidents.


2005 Toyota Tacoma PreRunner.
  • Zero Tickets
  • Zero Accidents
  • Good Grades Discount, Drivers Ed Discount
  • 17 Year Old Male Owner
  • $125 Month
Just to make you laugh (my old car).

2007 Nissan SE-R
  • Zero Tickets
  • Zero Accidents
  • Good Grades Discount, Drivers Ed Discount
  • 17 Year Old Male Owner
  • $250 a month

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Post Options Post Options   Thanks (0) Thanks(0)   Quote Skillet42565 Quote  Post ReplyReply Direct Link To This Post Posted: 07 April 2008 at 6:19pm
ITS NOT YOUR BUSINESS, OK!?
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merc View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote merc Quote  Post ReplyReply Direct Link To This Post Posted: 07 April 2008 at 7:24pm
2000 grand prix GTP coupe
1 ticket
2 accidents
full coverage (liability, comprehensive, glass, towing, rental, maybe more)
21, male

77$ month (usaa)

before i totaled my malibu it was

1997 malibu
0 tickets
1 accident (rear ended)
full coverage
21, male
120$ month (geico)

geico sucks for kids (young adults). my sis has like 8 tickets and she saved over 1k a year when we swiched from geico to USAA.
saving the world, one warship at a time.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote .636 Quote  Post ReplyReply Direct Link To This Post Posted: 07 April 2008 at 7:31pm
1988 S10
0 tickets
0 accidents
Basic and 3,000,000 liability + delivery vehicle insurance
18 y/o male owner
1500 a year.


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Post Options Post Options   Thanks (0) Thanks(0)   Quote pntbl freak Quote  Post ReplyReply Direct Link To This Post Posted: 07 April 2008 at 7:31pm
I'm grateful my parents still pay for mine.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote notXXscared Quote  Post ReplyReply Direct Link To This Post Posted: 07 April 2008 at 7:33pm
$1500 a year, 16 year old male, 2000 wrangler. Good grades, driver's ed.

Previously DYE PLAYA
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Post Options Post Options   Thanks (0) Thanks(0)   Quote ammolord Quote  Post ReplyReply Direct Link To This Post Posted: 07 April 2008 at 7:52pm
1999 chevy cavalier Z24 coupe.
  • Zero Tickets
  • Zero Accidents
  • Good Grades Discount, Drivers Ed Discount
  • 15 Year Old Male Owner
  • $50 Month

i love USAA.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote Hysteria Quote  Post ReplyReply Direct Link To This Post Posted: 07 April 2008 at 8:02pm
Originally posted by merc merc wrote:

my sis has like 8 tickets


Jesus Christ.  Is she really that bad of a driver?
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Post Options Post Options   Thanks (0) Thanks(0)   Quote captpainntball7 Quote  Post ReplyReply Direct Link To This Post Posted: 07 April 2008 at 8:09pm

Originally posted by Hysteria Hysteria wrote:

Originally posted by merc merc wrote:

my sis has like 8 tickets


Jesus Christ.  Is she really that bad of a driver?

Hey she could be like me and have many tickets but 0 accidents. Efff the policeee

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Post Options Post Options   Thanks (0) Thanks(0)   Quote benttwig33 Quote  Post ReplyReply Direct Link To This Post Posted: 07 April 2008 at 8:09pm
Originally posted by Hysteria Hysteria wrote:


Originally posted by merc merc wrote:

my sis has like 8 tickets
Jesus Christ.  Is she really that bad of a driver?


Not nessacarily a matter of bad driving....perhaps just fast driving.

04 Honda Civic
-2 Accidents(yeah I know, holy **edited**), Neither of which I was at fault, hit from side/rear at red lights both times
-driver's ed discount
-18 year old male

$250, will g down $80 after I reclaim my good grades discount

Edited by benttwig33 - 07 April 2008 at 8:10pm
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Post Options Post Options   Thanks (0) Thanks(0)   Quote impulse! Quote  Post ReplyReply Direct Link To This Post Posted: 07 April 2008 at 8:10pm
Originally posted by notXXscared notXXscared wrote:

$1500 a year, 16 year old male, 2000 wrangler. Good grades, driver's ed.


Wow that's pretty cheap for a 2000. Liability?

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Post Options Post Options   Thanks (0) Thanks(0)   Quote notXXscared Quote  Post ReplyReply Direct Link To This Post Posted: 07 April 2008 at 8:28pm
Originally posted by impulse! impulse! wrote:

Originally posted by notXXscared notXXscared wrote:

$1500 a year, 16 year old male, 2000 wrangler. Good grades, driver's ed.


Wow that's pretty cheap for a 2000. Liability?

There was some technical loopholes I found out about (working at a bar is great...you talk to so many people, one of them happened to be an insurance plan write who gave me a lot of great tips on insurance). So I let my parents know, they ran it by the plan writer, and it's all good. It had a lot to do with my parents only "owning" 1 vehicle (my dad's cars are through his business), so it looks like it's not MY car on the plan because there are more drivers than there are cars in our family (on paper), so it's assumed I am not a full time driver of the jeep. We had a good insurance writer that worked with us that helped a lot too. It's a really high deductible, like $1000, but I have collision, so god forbid I wreck, I'm covered. The doors are little roughed up(not terrible, but noticeable) since the previous owner took them off and must have laid them down after taking them off, so I'm obviously not going to report a dent or something small, but it IS there just in case. I lucked out though, talking to that guy was like a miracle.

Previously DYE PLAYA
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Post Options Post Options   Thanks (0) Thanks(0)   Quote jmac3 Quote  Post ReplyReply Direct Link To This Post Posted: 07 April 2008 at 8:59pm
Car payment: $212 a month

Car Insurance: $230 a month.

21 years old, 1 maybe 2 accidents, speeding ticket, whatever coverage the bank made me get.


EDIT: 2006 Ford Taurus


Edited by jmac3 - 07 April 2008 at 9:06pm
Que pasa?


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¤ Råp¡Ð F¡rè ¤ View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote ¤ Råp¡Ð F¡rè ¤ Quote  Post ReplyReply Direct Link To This Post Posted: 07 April 2008 at 9:43pm
96 Jeep Cherokee
  • Roughly $700/yr (~$59/mo)
  • 1 accident (rear ended by another driver)
  • 0 tickets
  • Good grade discount; Multi vehicle discount; Car + House insurance together discount
  • 17 year old male
State Farm Insurance

Company vehicle FTW


Edited by ¤ Råp¡Ð F¡rè ¤ - 07 April 2008 at 9:44pm
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Post Options Post Options   Thanks (0) Thanks(0)   Quote You Wont See Me Quote  Post ReplyReply Direct Link To This Post Posted: 07 April 2008 at 10:07pm
Originally posted by pntbl freak pntbl freak wrote:

I'm grateful my parents still pay for mine.



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Post Options Post Options   Thanks (0) Thanks(0)   Quote xXK1CK1NVV1NGXx Quote  Post ReplyReply Direct Link To This Post Posted: 07 April 2008 at 10:26pm
I don't know what mine is, but I know it's over 1k a year for liability on my truck.

I have had 0 accidents, 0 tickets, drivers ed discount, but I have no good grades discount. I end up paying a little less than a friend who has a mustang.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Gatyr Quote  Post ReplyReply Direct Link To This Post Posted: 07 April 2008 at 10:41pm
I was lucky, when I got my license it prompted my parents to change insurance providers and the cost with the new provider for the tree of us was actually less than the old one with just my parents.

I don't know the costs, though.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote carl_the_sniper Quote  Post ReplyReply Direct Link To This Post Posted: 07 April 2008 at 10:49pm
Wow that seems pretty reasonable for what you guys are paying

I wonder how it would change here in Canada?
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Zata Quote  Post ReplyReply Direct Link To This Post Posted: 07 April 2008 at 11:10pm
1995 Firebird Formula V8

Full coverage
No discounts
1 ticket (5 over)
0 accidents
$74/month


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Post Options Post Options   Thanks (0) Thanks(0)   Quote tallen702 Quote  Post ReplyReply Direct Link To This Post Posted: 08 April 2008 at 12:02am
2004 Mazda 6s (3.0 V-6) Hatchback
Full Coverage
Over 25 discount
No accidents on record
A few tickets on record (2?3?)
$140/mo in a major metro area

Not bad at all.
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